Ridge Street: Hard Money Lender Fort Lauderdale
Ridge Street Is The Lender For Real Estate Entrepreneurs in Fort Lauderdale
We provide fast and fairly priced Fix & Flip and DSCR Rental Loans to local investors in the greater Fort Lauderdale area.
Fix and Flip
Funding For Rehab + Purchase
$50,000 up to $3,000,000
Interest Rate 10.5%-11.99%
Origination Fee From 1.5%
Up to 90% of Purchase and 100% of Rehab
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Ground Up Construction
For New Builds and Construction Completion
Up to $3,000,000
Interest Rate 11.50%-13.25%
Origination Fee From 1.5%
Up to 75% of Purchase and 100% of Construction
You’re local in Fort Lauderdale, You Want a Lender Who Knows the Fort Lauderdale Market.
Understanding the Fort Lauderdale Market
Fort Lauderdale's real estate market is set to thrive in 2024, with property values on a steady rise and a wealth of inventory for long-term rentals. Even with the upward trend in prices, savvy investors can still find profitable opportunities, particularly in up-and-coming neighborhoods and revitalization projects throughout the city. Moreover, Fort Lauderdale boasts a strong rental market, making it an appealing choice for investors seeking both immediate returns and long-term investment stability. At Ridge Street Capital, we specialize in providing fix and flip and DSCR loans in Fort Lauderdale to local real estate investors.
How To Get a Hard Money Loan In Fort Lauderdale
Whether you’re looking for a fix and flip, DSCR, or construction loan, Ridge Street’s process is very simple.
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Frequently Asked Questions
Why Choose a Hard Money loan Instead of Bank Financing?
Hard money lenders in Fort Lauderdale offer access to capital based on property value, not personal income. Most banks are bound by consumer lending restrictions and cannot lend to serial real estate entrepreneurs on investment properties. Closing times required by larger lenders and banks typically exceed 14-30 days. Ridge Street Capital provides flexible terms, competitive rates, and local market expertise, ensuring fast and straightforward financing for your investment properties.
How Fast Can a Hard Money Loan Close In Fort Lauderdale?
Ridge Street is strictly focused on providing investment property loans to local real estate investors. As a result, we can close on investment properties within 14 days.
Why Is Ridge Street The Best Hard Money Lender In Fort Lauderdale?
Picking a hard money lender is an important decision on every real estate project. Ridge Street stands out as a top choice because we have:
- A Simple Lending Process
- Excellent Communication
- Fair Pricing
How To Find Good Investment Properties In Fort Lauderdale?
We've created a guide for our investor community on how to find good investment properties in Florida. The main points are:
- Work with local realtors who specialize in investment properties.
- Work with local wholesalers who source off-market properties.
- Have a system to quickly evaluate deals that fit your strike zone.
How To Increase My Loan Amount On My Fix & Flip?
Loan amounts are typically limited an investor's experience or by the profitability of the project. There are several techniques you can use to reduce your cash to close.
Interested In Working With Ridge Street?
We work with fix & flip investors in the Fort Lauderdale area every day. How can we help?
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