Hard Money Lenders FLORIDA

Lender of choice for investors across Florida. We’re fast, fairly priced, and we’ll get your deal done!
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Why Choose Us

Simple Online Application

Easy 2 minute online application, with no credit pull required.

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Quick Turn Around

Receive a Term Sheet within the hour.

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Reliable Financing

Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.

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Why Work With Us?

We know the Florida market and have a strong track record of working with local real estate investors from Florida.           

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We’re local in Florida

Having experience lending in Florida allows us to offer competitive terms and to be flexible.

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Quick Closing

We typically close loans in as little as 7-14 days

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Competitive Terms

Our loans are priced fairly and have competitive LTV ratios.

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Integrity and Transparency

Integrity and transparency are the foundation of our business and we expect the same from our customers.

Florida Hard Money Loans

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Fix and Flip

Funding For Purchase + Rehab

$50,000 up to $3,000,000

Interest Rate 10.5%-11.99%

Origination Fee From 1.5%

Up to 90% of Purchase and 100% of Rehab

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Rental Property

30 Year DSCR Loans

Up to $1,500,000

Interest Rate 6.75%-8.25%

Origination Fee From 1.5%

Up to 80% of LTV

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Ground Up Construction

For New Builds and Construction Completion

Up to $3,000,000

Interest Rate 11.50%-13.25%

Origination Fee From 1.5%

Up to 75% of Purchase and 100% of Construction

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How it Works

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Step 1
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Apply Online
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~ 2mins
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Fill out a short form with info about your project and The requested funding amount.
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Step 2
Checklist
Receive your Term Sheet
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~ 2 hours
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Once we have your completed application, we’ll email you the term sheet and give you a call to provide confirmation.
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Step 3
Signed Loan Document
Submit Docs
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~ 1-7 days
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Low document Program With No Income Statement Documentation.
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Step 4
Real Esate Profit
Appraisal
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~ 2-7 Days
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Once you've submitted your docs an appraisal will be ordered and completed In 2-7 days.
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Step 5
Loan Payoff
Loan Closing
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~ 1-3 Days
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Once we have your docs, we'll schedule your closing as soon as the next day.

WHY We're The Best in Florida

Obtaining a conventional loan can be a lengthy, tedious, and overwhelming experience. At Ridge Street Capital, our hard money loans are tailored for real estate investors who prioritize speed, efficiency, and transparency. We offer financing options for fix-and-flip, fix-to-rent, and cash-out refinance projects. Our team of seasoned real estate experts is ready to provide you with the capital you need and support you through any challenges that may arise. Ridge Street Capital stands out among hard money lenders in Florida. As real estate investment professionals, we understand what investors require: quick and straightforward online applications, rapid loan closings, and competitive rates.

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Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

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I have an active deal and would like a Term Sheet.

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I’d like to to get pre-approved so I can find my next deal.

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I’d like to schedule a call.

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