Ridge Street: Hard Money Lender Jacksonville
Ridge Street Is The Lender For Real Estate Entrepreneurs in Jacksonville
We provide fast and fairly priced Fix & Flip and DSCR Rental Loans to local investors in the greater Jacksonville area.
Fix and Flip
Funding For Rehab + Purchase
$50,000 up to $3,000,000
Interest Rate 10.5%-11.99%
Origination Fee From 1.5%
Up to 90% of Purchase and 100% of Rehab
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Ground Up Construction
For New Builds and Construction Completion
Up to $3,000,000
Interest Rate 11.50%-13.25%
Origination Fee From 1.5%
Up to 75% of Purchase and 100% of Construction
You’re local in Jacksonville, You Want a Lender Who Knows the Jacksonville Market.
Understanding the Jacksonville Market
Jacksonville's real estate market is poised for growth in 2024, with property values steadily appreciating and plenty of inventory for long term rentals. Despite the upward trajectory of prices, discerning investors can still discover lucrative opportunities, especially in emerging neighborhoods and revitalization projects throughout the city. Additionally, Jacksonville features a robust rental market, making it an attractive option for investors seeking both immediate returns and long-term investment stability. At Ridge Street Capital, we specialize in providing fix & flip and DSCR loans to support investors in Jacksonville to achieve their real estate investment goals.
How To Get a Hard Money Loan In Jacksonville
Whether you’re looking for a fix and flip, DSCR, or construction loan, Ridge Street’s process is very simple.
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Frequently Asked Questions
Why Choose a Hard Money loan Instead of Bank Financing?
Hard money lenders in Jacksonville offer access to capital based on property value, not personal income. Most banks are bound by consumer lending restrictions and cannot lend to serial real estate entrepreneurs on investment properties. Closing times required by larger lenders and banks typically exceed 14-30 days. Ridge Street Capital provides flexible terms, competitive rates, and local market expertise, ensuring fast and straightforward financing for your investment properties.
How Fast Can a Hard Money Loan Close In Jacksonville?
Ridge Street is strictly focused on providing investment property loans to local real estate investors. As a result, we can close on investment properties within 14 days.
Why Is Ridge Street The Best Hard Money Lender In Jacksonville?
Picking a hard money lender is an important decision on every real estate project. Ridge Street stands out as a top choice because we have:
- A Simple Lending Process
- Excellent Communication
- Fair Pricing
How To Find Good Investment Properties In Jacksonville?
We've created a guide for our investor community on how to find good investment properties in Florida. The main points are:
- Work with local realtors who specialize in investment properties.
- Work with local wholesalers who source off-market properties.
- Have a system to quickly evaluate deals that fit your strike zone.
How To Increase My Loan Amount On My Fix & Flip?
Loan amounts are typically limited an investor's experience or by the profitability of the project. There are several techniques you can use to reduce your cash to close.
Interested In Working With Ridge Street?
We work with fix & flip investors in the Jacksonville area every day. How can we help?
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