Resources for real estate investing
Featured posts

Short Term Rental |
October 24, 2025
A complete review of the best loan options for short term rental properties. See which STR Loan fits your deal.

Investment Strategy |
May 6, 2026
Most buyers want personal use and rental income from the same property. One classification opens DSCR financing and LLC ownership; the other does not.

Rental Properties |
April 23, 2026
Conventional mortgages don’t fund LLCs. Learn how to form, finance, and close an investment property purchase as an entity using a DSCR loan.

Fix and Flip |
November 23, 2025
New to hard money loans? See how they work, what lenders require, and compare the best lenders for first-time fix and flip investors.

Short Term Rental |
Rental Properties |
September 3, 2026
Compare vacation rental loans by down payment, income documentation, LLC eligibility, and closing speed to find the right financing strategy.
Blog

Fix and Flip |
August 31, 2026
Learn how to get a hard money loan by understanding what lenders review: credit score, reserves, experience, ARV, rehab scope, and funds to close.
Blog

Rental Properties |
August 28, 2026
Use Ridge Street Capital's free Excel model to estimate rental property cash flow, reserves, cash to close, and break-even before making an offer.
Blog

Rental Properties |
August 24, 2026
Build a rental property proforma that tests seller assumptions on income, vacancy, expenses, debt service, and reserves before making an offer.
Blog

Fix and Flip |
August 7, 2026
Learn how to calculate ARV from real estate comps, adjust for property differences, and set a value range lenders can support before you make an offer.
Blog

Fix and Flip |
July 31, 2026
Learn how to use the 70% rule to estimate the highest price you should pay for a flip, with a step-by-step formula and margin breakdown.
Blog

Fix and Flip |
Use our free fix and flip calculator to estimate profit, ROI, cash to close, and the highest price you should pay for a flip property using the 70% rule.
Calculators

Fix and Flip |
Use our free hard money loan calculator to estimate loan amount, cash to close, borrowing costs, and break-even sale price for a fix-and-flip deal.
Calculators

DSCR Loans |
Use our free DSCR loan calculator to estimate your rental property cash flow, DSCR ratio, and loan qualification in under 60 seconds.
Calculators

BRRRR Strategy |
Use the free BRRRR Calculator to estimate cash flow, DSCR, refinance proceeds, and total project costs for your next Buy Rehab Rent Refinance Repeat deal.
Calculators

DSCR Loans |
Use our free rental property profit calculator to estimate cash flow, cap rate, cash-on-cash return, and DSCR ratio before making an offer.
Calculators

DSCR Loans |
Use our free DSCR refinance calculator to see how much cash you can pull out of your rental property and what your new DSCR loan payment may be.
Calculators

Ground Up Construction |
Use our construction loan calculator to estimate costs, rates, and financing for ground-up construction projects, tailored to real estate investors.
Calculators

Short Term Rental |
A short-term rental purchase in which 3 lending scenarios failed before one qualified. See how corrected Airbnb projected revenue closed the deal.
Case Studies

Short Term Rental |
Cash-Out Refinance |
$1.38M loan. Funded in 22 days. DSCR cash-out refinance on a Santa Rosa Beach, FL short-term rental.
Case Studies

DSCR Loans |
Ridge Street Capital funded a $73,500 DSCR rental loan in North Little Rock, AR - below most lenders' $100K minimum. Check the details.
Case Studies

Short Term Rental |
Ridge Street Capital financed a Saint George Island beach condo on AirDNA STR income, not long-term rent. See how it qualified.
Case Studies

Cash-Out Refinance |
A DSCR cash-out refinance on a Legacy West rental in Plano, TX. $770K pulled at 63.17% LTV. See how,
Case Studies

DSCR Loans |
Most DSCR lenders stop at a $100K minimum. Ridge Street Capital financed an Oneida, NY duplex at $64K with 1.39 DSCR and no income docs.
Case Studies

Short Term Rental |
A vacation cabin near Rocky Mountain National Park financed on STR income. See how the income basis changed everything.
Case Studies

Fix and Flip |
A $97K auction buy in Clewiston, FL with two funded exits at close: flip or hold. 59.15% loan-to-ARV. Under $26K cash to close.
Case Studies

Fix and Flip |
Ridge Street Capital financed a $595K ARV flip in Branford, CT at 90% LTC with full rehab holdback. Two newer investors, $52K to close, 14 days.
Case Studies

Fix and Flip |
A $930K acquisition in Biscayne Park, FL with $474,250 in rehab financed at close. Closed in 8 days. Projected 79.3% ROI on capital deployed.
Case Studies

Short Term Rental |
A White Mountains ski house in Bartlett, NH financed on AirDNA STR income. Ridge Street Capital closed it in 25 days.
Case Studies

Short Term Rental |
DSCR Loans |
Overview, analysis, and loan terms for Florida Airbnb DSCR Cash-out refinance loan
Case Studies

Fix and Flip |
Fix and flip loan for a 3-bed, 2-bath Cape Coral property with 82.5% LTV and 90% rehab financing. See how the deal was structured.
Case Studies

DSCR Loans |
DSCR cash-out refinance in Manor, Texas. 60% LTV, 1.02 DSCR, 5/6 ARM selected for a 5-year refinance plan. See how the deal was structured.
Case Studies

DSCR Loans |
DSCR purchase for an out-of-state investor in Seminole, Florida. $538K, 80% LTV, 1.42 DSCR. Closed in under 30 days. See how the deal was structured.
Case Studies

DSCR Loans |
Cash-Out Refinance |
DSCR cash-out refinance for a tenant-occupied single-family in Waterloo, Iowa. 75% LTV, 1.39 DSCR. See how the deal restructured the borrower’s balance sheet.
Case Studies

Cash-Out Refinance |
Multi-borrower DSCR cash-out refinance in Oxford, Alabama at 75% LTV. Four co-borrowers, two stationed overseas. See how the deal closed on schedule.
Case Studies

DSCR Loans |
DSCR purchase for a first-time investor in San Antonio, TX. 80% LTV, 1.23 DSCR, no income verification. See how the deal was structured.
Case Studies

Cash-Out Refinance |
Multifamily |
5-unit multifamily DSCR loan in NYC at 58.5% LTV and 7.375%. See how the deal was structured and how financing challenges were solved.
Case Studies



