Resources for real estate investing

Use our free fix and flip calculator to estimate profit, ROI, cash to close, and the highest price you should pay for a flip property using the 70% rule.

Use our free hard money loan calculator to estimate loan amount, cash to close, borrowing costs, and break-even sale price for a fix-and-flip deal.

Use our free DSCR loan calculator to estimate your rental property cash flow, DSCR ratio, and loan qualification in under 60 seconds.

Use the free BRRRR Calculator to estimate cash flow, DSCR, refinance proceeds, and total project costs for your next Buy Rehab Rent Refinance Repeat deal.

Use our free rental property profit calculator to estimate cash flow, cap rate, cash-on-cash return, and DSCR ratio before making an offer.

Use our free DSCR refinance calculator to see how much cash you can pull out of your rental property and what your new DSCR loan payment may be.

Use our construction loan calculator to estimate costs, rates, and financing for ground-up construction projects, tailored to real estate investors.

DSCR rental loan in Birmingham, AL: $80K loan amount - below most lenders $100K minimum. See the deal that is projected to bring 11% cash-on-cash.

Fix and flip on a single-family home in Blue Springs, MO: $320K acquisition, $105K rehab, $560K ARV. Funded at 70% LTARV

The deal was underwritten using both short-term and long-term rental income. Ridge Street closed the DSCR loan in under 30 days. See how it was structured.

Canandaigua Lake vacation rental financed on projected STR income with no rental history. See how Ridge Street closed a $900,000 DSCR loan at 75% LTV in Finger Lakes, NY.

Ridge Street Capital financed both phases of an Orlando BRRRR: hard money loan at acquisition, DSCR cash-out refinance after stabilization.

A short-term rental purchase in which 3 lending scenarios failed before one qualified. See how corrected Airbnb projected revenue closed the deal.

$1.38M loan. Funded in 22 days. DSCR cash-out refinance on a Santa Rosa Beach, FL short-term rental.

Ridge Street Capital funded a $73,500 DSCR rental loan in North Little Rock, AR - below most lenders' $100K minimum. Check the details.

Ridge Street Capital financed a Saint George Island beach condo on AirDNA STR income, not long-term rent. See how it qualified.

A DSCR cash-out refinance on a Legacy West rental in Plano, TX. $770K pulled at 63.17% LTV. See how,

Most DSCR lenders stop at a $100K minimum. Ridge Street Capital financed an Oneida, NY duplex at $64K with 1.39 DSCR and no income docs.

A vacation cabin near Rocky Mountain National Park financed on STR income. See how the income basis changed everything.

A $97K auction buy in Clewiston, FL with two funded exits at close: flip or hold. 59.15% loan-to-ARV. Under $26K cash to close.

Ridge Street Capital financed a $595K ARV flip in Branford, CT at 90% LTC with full rehab holdback. Two newer investors, $52K to close, 14 days.

A $930K acquisition in Biscayne Park, FL with $474,250 in rehab financed at close. Closed in 8 days. Projected 79.3% ROI on capital deployed.

A White Mountains ski house in Bartlett, NH financed on AirDNA STR income. Ridge Street Capital closed it in 25 days.

Overview, analysis, and loan terms for Florida Airbnb DSCR Cash-out refinance loan

Fix and flip loan for a 3-bed, 2-bath Cape Coral property with 82.5% LTV and 90% rehab financing. See how the deal was structured.

DSCR cash-out refinance in Manor, Texas. 60% LTV, 1.02 DSCR, 5/6 ARM selected for a 5-year refinance plan. See how the deal was structured.

DSCR purchase for an out-of-state investor in Seminole, Florida. $538K, 80% LTV, 1.42 DSCR. Closed in under 30 days. See how the deal was structured.

DSCR cash-out refinance for a tenant-occupied single-family in Waterloo, Iowa. 75% LTV, 1.39 DSCR. See how the deal restructured the borrower’s balance sheet.

Multi-borrower DSCR cash-out refinance in Oxford, Alabama at 75% LTV. Four co-borrowers, two stationed overseas. See how the deal closed on schedule.

DSCR purchase for a first-time investor in San Antonio, TX. 80% LTV, 1.23 DSCR, no income verification. See how the deal was structured.

5-unit multifamily DSCR loan in NYC at 58.5% LTV and 7.375%. See how the deal was structured and how financing challenges were solved.