DSCR Loans

Rate friendly DSCR loans For Long and Short Term Rentals in Florida and Texas.

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Single Family Home Texas

For Rent Sign

DSCR Rental Loan

30 Year DSCR loans in Florida and Texas

Interest rate

Starting at 6.75%

Origination Fee

from 1.5%

Loan To Purchase Price

up to 80%

Loan To Value

up to 80%

Minimum DSCR

1.0

Term

30-yr fixed rate

Minumum Loan Amount

$50,000

Maximum Loan Amount

$3,000,000

Minimum FICO

640

Property Types

Multi-Family 1-12

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How it Works

Miami Rental Property

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Step 1

Loan Application Image

Apply Online

~ 2mins

Fill out a short form with info about your project and a requested funding amount.

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Step 2

Checklist

Receive your Term Sheet

~ 2 hours

Once we have your completed application, we’ll email you the term sheet and give you a call to provide confirmation.

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Step 3

Signed Loan Document

Submit Docs

~ 1-7 days

Low document Program With No Income Statement Documentation.

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Step 4

Signed Loan Document

Appraisal

~ 2-7 days

Once you've submitted your docs an appraisal will be ordered and completed In 2-7 days.

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Step 5

Loan Payoff

Loan Closing

~ 1-3 Days

Once we have your docs, we'll schedule your closing as soon as the next day.

WHERE WE LEND

Ridge Street lends in 35 States across the US. Our lending operations are based in Florida and Texas.

35 US States Map

Texas

Hard Money Loans | DSCR Loans

Florida

Hard Money Loans | DSCR Loans

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We work with real estate investors across the country every day. How can we help?

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Other Resources
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DSCR Calculator Tool

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DSCR Loan Pros and Cons

The Pros and Cons of DSCR loans and how they might affect your real estate investment.

July 31, 2024

BRRRR Calculator

Use this interactive BRRRR Calculator for evaluating your investment property deals in minutes.

READY TO GET
STARTED

With Ridge Street, obtaining an investment property loan is easier than you think! You can get pre-approved online and a Term Sheet that meets your needs will be sent to you within the hour.

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