Hard Money Lenders Texas
Why Choose Us
Simple Online Application
Easy 2 minute online application, with no credit pull required.
Quick Turn Around
Receive a Term Sheet within the hour.
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Reliable Financing
Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.
Texas Hard Money Loans
Fix and Flip
Funding For Rehab + Purchase
$50,000 up to $3,000,000
Interest Rate 11.25%-11.99%
Origination Fee From 1.5%
Up to 90% of Purchase and 100% of Rehab
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Rental Property
30 Year DSCR Loans
Ground Up Construction
For New Builds and Construction Completion
Up to $3,000,000
Interest Rate 11.50%-13.25%
Origination Fee From 1.5%
Up to 75% of Purchase and 100% of Construction
How it Works
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The Best Hard Money Lender In Texas
Getting traditional bank financing for your Texas investment property is a slow, drawn-out process. Ridge Street's direct hard money loans are designed for real estate investors that value quick closings, transparency, and fair pricing. Our locally focused team brings attention and responsiveness to every transaction. Whether you're looking to get pre-approved, for terms on an active deal or, talk about scenarios, we're here to answer your questions. For all of our fix and flip, DSCR Rental, and Ground-up construction loans, Ridge Street also uses an asset-based lending approach. This means your loan terms are based primarily on the After Repair Value and/or the rental income of your project. If you're a Texas Real Estate Investor looking for fast, fair financing for your next project, get pre-approved online.
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