Fix & Flip Loans

Quick cost effective hard money loans for real estate investors

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Fix and Flip

Renovate, rehab, and resell your property

Interest rate

10.5-11.99%

Loan To Value (LTV)

Up To 90%

Maximum Loan Amount

$3,000,000

Origination Fee

From 1.5%

Construction Financing

Up To 100%

minimum Loan Amount

$50,000

Term

12 Months

Loan To ARV

Up to 75%

Minnimum FICO

600

Property Types

Single Family

Multi-Family 1-12

Condos

Commercial

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How it Works

Sinngle Family Home Construction

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Step 1

Loan Application Image

Apply Online

~ 2mins

Fill out a short form with info about your project and The requested funding amount.

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Step 2

Checklist

Receive your Term Sheet

~ 2 hours

Once we have your completed application, we’ll email you the term sheet and give you a call to provide confirmation.

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Step 3

Signed Loan Document

Submit Docs

~ 1-7 days

Low document Program With No Income Statement Documentation.

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Step 4

Real Esate Profit

Appraisal

~ 2-7 Days

Once you've submitted your docs an appraisal will be ordered and completed In 2-7 days.

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Step 5

Loan Payoff

Loan Closing

~ 1-3 Days

Once we have your docs, we'll schedule your closing as soon as the next day.

WHERE WE LEND

Ridge Street lends in 35 States across the US. Our lending operations are based in Florida and Texas.

35 US States Map

Texas

Hard Money Loans | DSCR Loans

Florida

Hard Money Loans | DSCR Loans

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Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

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Active Deal

I have an active deal and would like a Term Sheet.

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Pre-Approval

I’d like to to get pre-approved so I can find my next deal.

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Schedule A Call

I’d like to schedule a call.

Other Resources
You’ll Like

November 9, 2024

Fix and Flip Calculator

Use this Fix and Flip Calculator to analyze the profit of your next fix and flip project.

November 4, 2024

Featured Fix and Flip Loan

See this featured fix and flip loan and learn about how we analyze deals.

July 31, 2024

BRRRR Calculator

Use this interactive BRRRR Calculator for evaluating your investment property deals in minutes.

READY TO GET
STARTED

With Ridge Street, obtaining an investment property loan is easier than you think! You can get pre-approved online and a Term Sheet that meets your needs will be sent to you within the hour.

Get Pre-Approved Online

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