Ridge Street: Hard Money Lender Orlando

Fix & Flip, Construction, and DSCR Loans for Real Estate Investors In Orlando
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Miami Multi-Family Home

Ridge Street Is The Lender For Real Estate Entrepreneurs in Orlando

We provide fast and fairly priced Fix & Flip and DSCR Rental Loans to local investors in the greater Orlando area.

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Fix and Flip

Funding For Rehab + Purchase

$50,000 up to $3,000,000

Interest Rate 10.5%-11.99%

Origination Fee From 1.5%

Up to 90% of Purchase and 100% of Rehab

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Rental Property

30 Year DSCR Loans

Up to $1,500,000

Interest Rate 6.75%-8.25%

Origination Fee From 1.5%

Up to 80% of LTV

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Ground Up Construction

For New Builds and Construction Completion

Up to $3,000,000

Interest Rate 11.50%-13.25%

Origination Fee From 1.5%

Up to 75% of Purchase and 100% of Construction

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You’re local in Orlando, You Want a Lender Who Knows the Orlando Market.

Understanding the Orlando Market

Orlando's real estate market is thriving in 2024, marked by property value increases and high demand. Driven by a diverse economy and tourism industry, Orlando attracts both domestic and international investors. The city's rapid population growth and ongoing infrastructure improvements create a fertile ground for real estate opportunities. Investors can find promising deals in new developments and expanding suburban areas. Additionally, Orlando's strong rental market, fueled by a steady influx of tourists and new residents, makes it an ideal location for both short-term and long-term investments. Ridge Street Capital is dedicated to providing investors in Orlando with fix and flip and DSCR loans to capitalize on this dynamic market.

How To Get a Hard Money Loan In Orlando

Whether you’re looking for a fix and flip, DSCR, or construction loan, Ridge Street’s process is very simple.

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Step 1
Loan Application Image
Apply Online
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~ 2mins
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Fill out a short form with info about your project and a requested funding amount.
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Step 2
Checklist
Receive your Term Sheet
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~ 2 hours
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Once we have your completed application, we’ll email you the term sheet and give you a call to provide confirmation.
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Step 3
Signed Loan Document
Submit Docs
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~ 1-7 days
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Low document Program With No Income Statement Documentation.
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Step 4
Real Esate Profit
Appraisal
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~ 2-7 Days
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Once you've submitted your docs an appraisal will be ordered and completed In 2-7 days.
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Step 5
Loan Payoff
Loan Closing
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~ 1-3 Days
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Once we have your docs, we'll schedule your closing as soon as the next day.

Frequently Asked Questions

Why Choose a Hard Money loan Instead of Bank Financing?

Hard money lenders in Orlando offer access to capital based on property value, not personal income. Most banks are bound by consumer lending restrictions and cannot lend to serial real estate entrepreneurs on investment properties. Closing times required by larger lenders and banks typically exceed 14-30 days. Ridge Street Capital provides flexible terms, competitive rates, and local market expertise, ensuring fast and straightforward financing for your investment properties.

How Fast Can a Hard Money Loan Close In Orlando?

Ridge Street is strictly focused on providing investment property loans to local real estate investors. As a result, we can close on investment properties within 14 days.

Why Is Ridge Street The Best Hard Money Lender In Orlando?

Picking a hard money lender is an important decision on every real estate project. Ridge Street stands out as a top choice because we have:

  • A Simple Lending Process
  • Excellent Communication
  • Fair Pricing

How To Find Good Investment Properties In Orlando?

We've created a guide for our investor community on how to find good investment properties in Florida. The main points are:

  • Work with local realtors who specialize in investment properties.
  • Work with local wholesalers who source off-market properties.
  • Have a system to quickly evaluate deals that fit your strike zone.

How To Increase My  Loan Amount On My Fix & Flip?

Loan amounts are typically limited an investor's experience or by the profitability of the project. There are several techniques you can use to reduce your cash to close.

Interested In Working With Ridge Street?

We work with fix & flip investors in the Miami area every day. How can we help?

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I have an active deal and would like a Term Sheet.

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