Ridge Street: Hard Money Lender Tampa
Ridge Street Is The Lender For Real Estate Entrepreneurs in Tampa
We provide fast and fairly priced Fix & Flip and DSCR Rental Loans to local investors in the greater Tampa area.
Fix and Flip
Funding For Rehab + Purchase
$50,000 up to $3,000,000
Interest Rate 10.5%-11.99%
Origination Fee From 1.5%
Up to 90% of Purchase and 100% of Rehab
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Ground Up Construction
For New Builds and Construction Completion
Up to $3,000,000
Interest Rate 11.50%-13.25%
Origination Fee From 1.5%
Up to 75% of Purchase and 100% of Construction
You’re local in Tampa, You Want a Lender Who Knows the Tampa Market.
Understanding the Tampa Market
Tampa's real estate market is experiencing significant growth, with property values on the rise and demand reaching unprecedented levels in 2024. Fueled by a robust economy and increasing interest from both domestic and international buyers, Tampa has emerged as a prime hub for real estate investment this year. Despite the upward trend in prices, astute investors can still uncover promising opportunities, particularly in emerging neighborhoods and property redevelopment projects. With a thriving rental market, Tampa remains a sought-after destination for investors interested in both short-term and long-term real estate ventures. Ridge Street Capital is committed to prioritizing investors in Tampa Area.
How To Get a Hard Money Loan In Tampa
Whether you’re looking for a fix and flip, DSCR, or construction loan, Ridge Street’s process is very simple.
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Frequently Asked Questions
Why Choose a Hard Money loan Instead of Bank Financing?
Hard money lenders in Tampa offer access to capital based on property value, not personal income. Most banks are bound by consumer lending restrictions and cannot lend to serial real estate entrepreneurs on investment properties. Closing times required by larger lenders and banks typically exceed 14-30 days. Ridge Street Capital provides flexible terms, competitive rates, and local market expertise, ensuring fast and straightforward financing for your investment properties.
How Fast Can a Hard Money Loan Close In Tampa?
Ridge Street is strictly focused on providing investment property loans to local real estate investors. As a result, we can close on investment properties within 14 days.
Why Is Ridge Street The Best Hard Money Lender In Tampa?
Picking a hard money lender is an important decision on every real estate project. Ridge Street stands out as a top choice because we have:
- A Simple Lending Process
- Excellent Communication
- Fair Pricing
How To Find Good Investment Properties In Tampa?
We've created a guide for our investor community on how to find good investment properties in Florida. The main points are:
- Work with local realtors who specialize in investment properties.
- Work with local wholesalers who source off-market properties.
- Have a system to quickly evaluate deals that fit your strike zone.
How To Increase My Loan Amount On My Fix & Flip?
Loan amounts are typically limited an investor's experience or by the profitability of the project. There are several techniques you can use to reduce your cash to close.
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