Florida and texas Hard Money Lender

Fast Closing Fix & Flip and DSCR Loans For Your Investment Properties
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LOAN PRODUCTS

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Fix and Flip

Funding For Purchase + Rehab

$50,000 up to $3,000,000

Interest Rate 10.5%-11.99%

Origination Fee From 1.5%

Up to 90% of Purchase and 100% of Rehab

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Rental Property

30 Year DSCR Loans

Up to $1,500,000

Interest Rate 6.75%-8.25%

Origination Fee From 1.5%

Up to 80% of LTV

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Ground Up Construction

For New Builds and Construction Completion

Up to $3,000,000

Interest Rate 11.50%-13.25%

Origination Fee From 1.5%

Up to 75% of Purchase and 100% of Construction

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WHERE WE LEND

Ridge Street lends in 35 States across the US. Our lending operations are based in Florida and Texas.
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Why Choose Us

Simple Online Application

Easy 2 minute online application, with no credit pull required.

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Quick Turn Around

Receive a Term Sheet within the hour.

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Reliable Financing

Integrity and honesty are the foundations of our business. When we commit to a loan, we make sure you close on time.

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PAST PROJECTS

A Proven Track Record Funding Projects Like These

Flipped House In Tampa
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Fix & Flip Loan

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2 Car Garage

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4 Bedrooms

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2 Bathrooms

  • Loan Amount: $341,000
  • Rate: 10.95%
  • LTV: 85.00%
  • Term: 12 Months

$306,000 + $35,000 (Rehab)

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Fix & Flip Loan

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2 Car Garage

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5 Bedrooms

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2 Bathrooms

  • Loan Amount: $396,000
  • Rate: 11.25%
  • LTV: 82.50%
  • Term: 12 Months

$356,000 + $40,000 (Rehab)

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Panama City Beach, FL

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DSCR Loan (Airbnb)

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3 Car Driveway

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5 Bedrooms

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4 Bathrooms

  • Loan Amount: $600,000
  • Rate: 7.35%
  • LTV: 55.00%
  • Term: 30 YR (FRM)

$600,000 (Cashout)

Interested In Working With Us?

We work with real estate investors across the country every day. How can we help?

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I have an active deal and would like a Term Sheet.

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I’d like to to get pre-approved so I can find my next deal.

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Investor’s Guide To Real Estate Wholetailing

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READY TO GET
STARTED

With Ridge Street, obtaining a loan for your investment property is easier than you think! You can get pre-approved online and a Term Sheet that meets your needs will be sent to you within the hour.

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